Apple’s Steve Wozniak Criticizes Apple Card For Being ‘Sexist’ Against Wife
By Izza Sofia, 12 Nov 2019
Image via Anton Gvozdikov / Shutterstock.com
Apple co-founder Steve Wozniak and his wife have been victims of the Apple credit card’s supposed gender discrimination.
Wozniak revealed that despite sharing bank accounts and other assets, his wife found that her Apple Card credit limit was 10 times lesser than that of Wozniak.
The Wozniaks seemed to share a similar experience with Basecamp CTO David Heinemeier, who had 20 times the credit limit of his wife.
Wozniak tweeted that Goldman Sachs and Apple should “share the responsibility” behind the sexist credit limit. BBC News reported that the New York Department of Financial Services is currently investigating the matter and looking whether a biased algorithm is at play.
When Heinemeier raised his concerns on Twitter, Wozniak weighed in on the situation on his end, and said that he and his wife didn’t seem to have a credit problem with other cards, except for the Apple Card. They tried to highlight the issue to customer service, but couldn’t rectify the situation.
Apple told Business Insider that Goldman Sachs is responsible for the credit limits, to which the latter denied that gender played a role in determining someone’s credit limit.
The bank told CNN that each credit application has been evaluated independently. Goldman Sachs assessed indivduals’ income and creditworthiness—including their debts and personal credit scores—claiming that, therefore, “it is possible for two members to receive significantly different credit decisions.”
A spokesperson for the New York Department of Financial Services told Bloomberg that the team will be verifying if New York law has been violated. It is looking to ensure that all individuals are treated equally regardless of gender.
The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work.— DHH (@dhh) November 7, 2019
The same thing happened to us. We have no separate bank accounts or credit cards or assets of any kind. We both have the same high limits on our cards, including our AmEx Centurion card. But 10x on the Apple Card.— Steve Wozniak (@stevewoz) November 10, 2019
I'm a current Apple employee and founder of the company and the same thing happened to us (10x) despite not having any separate assets or accounts. Some say the blame is on Goldman Sachs but the way Apple is attached, they should share responsibility.— Steve Wozniak (@stevewoz) November 10, 2019
Financial services companies are responsible for ensuring the algorithms they use do not even unintentionally discriminate against protected groups. @NYDFS will take a look. @GarethRhodes @GoldmanSachs @AppleCard https://t.co/8GMfT4Rrz3— Linda Lacewell (@LindaLacewell) November 9, 2019
[via Futurism, opening image via Anton Gvozdikov / Shutterstock.com]
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